Get a decision on your mortgage application in days, not weeks
The Basics
See our interest rate offers and determine your monthly payment
Cashback
Receive €1,500 cashback to help towards the cost of obtaining your mortgage
Overpayment
Overpay by up to 10% per annum without incurring any fees
Repayments are based on a fixed rate. At the end of the fixed rate period, customers on a fixed rate can choose from a range of fixed rate options or the applicable variable interest rate available at that time.
With fixed rates, the Annual Percentage Rate of Charge (APRC) may be higher or lower than the rate we show here, as we calculate them on the basis that the loan reverts to the prevailing variable interest rate.
The maximum loan amount will typically not exceed a multiple of 4 times the first time buyer's gross annual income and a multiple of 3.5 times a second and subsequent buyer's gross annual income. The maximum mortgage is 90% of the property value. A property valuation will be required. Available to over 18s only.
IF YOU DO NOT KEEP UP YOUR REPAYMENTS YOU MAY LOSE YOUR HOME.
WARNING
YOU MAY HAVE TO PAY CHARGES IF YOU PAY OFF A FIXED-RATE LOAN EARLY.
WARNING
THE COST OF YOUR MONTHLY REPAYMENTS MAY INCREASE.
WARNING
IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.
BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse Aktiengesellschaft, trading as MoCo, is authorised by the Austrian Financial Markets Authority in Austria and is regulated by the Central Bank of Ireland for conduct of business rules. BAWAG is a stock corporation registered in Austria having its registered office at Wiedner Gürtel 11, 1100 Vienna (with registration number 205340X) and having a registered branch in Ireland (with registration number 910053). Directors: A Abuzaakouk (US), E Sirucic (AT), S Shah (US), D O´Leary (US), A Wise (US) and G Jestaedt (GER)
