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Making
Mortgages Easier

We give you the service, tools and competitive interest rates to help you on your mortgage journey.

How to apply Find a broker

Home of Ireland

Calculate your mortgage repayment

WARNING  
 
YOU SHOULD CONSIDER THE TOTAL COST OF A MORTGAGE LOAN, INCLUDING ANY POTENTIAL ADDITIONAL COST OF AN INCENTIVE OFFERED WITH IT.

Discover the benefits of MoCo mortgages

quick decision

Quick Decision

Get a decision on your mortgage application in days, not weeks

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The Basics

See our interest rate offers and determine your monthly payment

cashback

Cashback

Receive €1,500 cashback to help towards the cost of obtaining your mortgage

over

Overpayment

Overpay by up to 10% per annum without incurring any fees

How to apply for a mortgage loan

  1. Find a broker
  2. Complete your application
  3. Select your mortgage
  4. Make an offer or switch

Find a broker

Drei Schritte

WARNING

IF YOU DO NOT KEEP UP YOUR REPAYMENTS YOU MAY LOSE YOUR HOME.

WARNING

YOU MAY HAVE TO PAY CHARGES IF YOU PAY OFF A FIXED-RATE LOAN EARLY.

WARNING

THE COST OF YOUR MONTHLY REPAYMENTS MAY INCREASE.

WARNING

IF YOU DO NOT MEET THE REPAYMENTS ON YOUR CREDIT AGREEMENT, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT REPORT, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.

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Mortgage FAQ

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About Us

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BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse Aktiengesellschaft, trading as MoCo, is authorised by the Austrian Financial Markets Authority in Austria and is regulated by the Central Bank of Ireland for consumer protection rules. BAWAG is a stock corporation registered in Austria having its registered office at Wiedner Gürtel 11, 1100 Vienna (with registration number 205340X) and having a registered branch in Ireland (with registration number 910053). Directors: A Abuzaakouk (US), E Sirucic (AT), S Shah (US), D O´Leary (US), A Wise (US) and G Jestaedt (GER)